Budgeting using the 50/30/20 Rule

Budgeting using the 50/30/20 Rule

Budgeting is quite difficult to some. Breaking down costs, needs, wants, and you need to save. Senator Elizabeth Warren helped popularize a budgeting rule called the 50/30/20 rule in her book, “All Your Worth: the Ultimate Lifetime Money Plan.” This thought about...
The Concept of Pay Yourself First

The Concept of Pay Yourself First

If you read a lot of investing books or blogs sometimes you may hear the concept of “Pay Yourself First.” I am not sure who coined the term, but as I read the book “The Richest Man in Babylon” I kept hearing the phrase “Pay yourself first.” This concept was repeated...
What’s the deal with VTSAX?

What’s the deal with VTSAX?

One of the biggest things personal finance bloggers and authors talk about it is VTSAX. What is the deal with VTSAX? Is it so great? Why does everyone mention it? Does it have an ETF? How can I make wealth from it? People Love VTSAX Personally, I love VTSAX. I...
My Story into Finances

My Story into Finances

I am Steve Cummings. As an American Expat living in Taiwan, I have learned many things about the financial world. Here is a bit of my story into finances. The Discovery of Finances In this journey through life, I have not always been a financially savvy individual....

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