The Importance of a Savings Rate

Before I started my journey into finance I was not budget savvy as so many people around me. People used budgets to figure out how much they were to save. I started to do the same, and at the end … Read More

What is your Net Worth?

When I start a financial class one thing I want people to think about is how much they are worth. What is their Net Worth? Unsurprisingly, many people really do not know their Net worth. It gets them to think. … Read More

Help! It is an Emergency

Oftentimes, shit happens. Excuse my language. I know mom and dad may be reading this or even my lovely wife, but we all know bad things happen. It doesn’t matter if you are a good person or not, bad things … Read More

A Crazy Summer: July Net Worth

Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, or simply say hi, leave me a message here, on Twitter (@thefrugalexpat1). Many of my posts have been written to … Read More

The Simple Path to Wealth

I owe a lot of my financial thinking to one book. That book is “The Simple Path to Wealth” by JL. Collins. His book has inspired many to go out and work on achieving financial independence. This book breaks down … Read More