Financial Independence
A Roadmap to Wealth
People always talk about how building wealth is hard. Personally, I think it is a mindset shift. We see rich people with big time jobs making lots of money. In our heads, we think it is hard to accomplish these things. I hate to break it to you, it is not as hard as...
Those Money Haters are Gonna Hate
Recently, I created a Facebook post that brought on a ton of heat. It was so much heat that friends reached out to me to say how this was crazy, uncalled for heat, and everything I said was not what other people made it out to be. What I learned was money haters are...
The Power of F-U Money: How it gives you control
Let me start off with apologizing about sounding too crass. Yes F-U money literally refers to F-you. Now, in the way I am using it we would like to give it a place in the financial world. F-U money is the money needed to basically say “F-You” to work, or to anything...
Money Lessons Not Taught in School
In life, you spend your first 18-20 years in school. You may spend longer in school. The hope is to have a good education, go out into the world, and be able to create income and value within the world. One thing that is missing is a financial education. Schools miss...
HCOL vs LCOL: The Financial Impact Pros & Cons
Looking for places to live can be a daunting task. We need to weigh the pros and cons of each place. How do you pick an area? Here are the pros and cons of living in a HCOL vs LCOL area. HCOL is an acronym for “High Cost Of Living,” and LCOL stands for “Low Cost Of...
The Breakdown of the Frugal Expat Asset Allocation
Asset allocation is all about how you break down your assets into different categories. Some people break down their assets into categories such as stocks, bonds, and real estate. I have broken down my portfolio to show you what I own. My Investment Strategy:The...
It is time to build wealth with lazy portfolios.
In this hard working life of mine, I have found that time is valuable. We all want to make time for family, friends, and even fun experiences. The problem is that we also need to invest for our future. Creating portfolios for our future can often be hard, laborsome,...
How Owning Assets is Better than a Job.
After reading the book Rich Dad Poor Dad, most people come under the conclusion that owning assets is better than having liabilities. That is so true. “The rich people acquire assets. The poor and middle class acquire liabilities that they think are assets.” This is...
Delaying Gratification for the win.
“Patience is a virtue” my father would always say to me. If you think about it, patience truly is a virtue. Oftentimes, we want things now. That is not the way the world works. Those that want instant gratification often end up on the wrong side of the stick. It is...
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