Investing

How to Put Your Graduation Money to Good Use

Are you a recent college graduate, and your graduation money is burning a hole in your pocket? It is crucial for your financial future that you know how to make your money work for you after graduation by organizing your finances and maximizing your savings and...

Bull Market vs. Bear Market? What You Need to Know

The stock market can seem like a game of chance sometimes — you might wake up one day to find that your investments have grown by 5% overnight, then six months down the line, there was an unexpected crash, and you’ve lost all your gains (and then some) But what if I...

How to Become a Millionaire – 16 Dos and Don'ts

It's no longer "Who Wants to Be a Millionaire" but how to become a millionaire. You don't have to be a contestant on a game show, win the lottery, or receive a windfall from a relative. Just follow the 16 Do's and Don'ts in this article, and you'll be on the road to...
How Owning Assets is Better than a Job.

How Owning Assets is Better than a Job.

After reading the book Rich Dad Poor Dad, most people come under the conclusion that owning assets is better than having liabilities. That is so true. “The rich people acquire assets. The poor and middle class acquire liabilities that they think are assets.” This is...

VTSAX vs FZROX, who is the best?

VTSAX vs FZROX, who is the best?

VTSAX is one of my favorite funds. It is simple, easy, and it has low expenses. This index fund tracks the Total Stock Market, and it is efficient. As everyone knows, new products come out all the time. Fidelity released a couple of Zero Funds. One in particular is...

Why Do the Rich Keep Getting Richer?

Why Do the Rich Keep Getting Richer?

Rich people think differently. They have a different mindset. A mindset for gaining assets instead of liabilities. They work hard on their goals that they set and continue to achieve them. Living paycheck to paycheck is not something they do. So why do rich people...

The First $100K is a B*tch

The First $100K is a B*tch

"The first $100K is a b*tch, but you got to do it". Charlie Munger said this at a Berkshire Hathaway meeting. It truly is hard to get your first $100k. It takes saving, investing, and staying out of debt. Plus it is all about consistency. It took my wife and I being...

Should You Own your Own Property?

Should You Own your Own Property?

Watching youtube videos in my spare time trying to learn something new, I sometimes come across some interesting guys. One person in particular is the youtuber Graham Stephen. He is a finance youtuber that is in his late 20s that has made over a million dollars. His...

How I Saved my Wife Money on her Super

How I Saved my Wife Money on her Super

My wife is Australian. In Australia, the people there have a retirement plan called Superannuation. It is like the American 401K. The Supers give the Australian people a retirement. It rewards people for continuing to work. This is a post about how I saved my wife...

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