The Concept of Pay Yourself First
If you read a lot of investing books or blogs sometimes you may hear the concept of “Pay Yourself First.” I am not sure who coined the term, but as I read the book “The Richest Man in Babylon” I … Read More
What’s the deal with VTSAX?
One of the biggest things personal finance bloggers and authors talk about it is VTSAX. What is the deal with VTSAX? Is it so great? Why does everyone mention it? Does it have an ETF? How can I make wealth … Read More
My Story into Finances
Hello, my name is Steve Cummings. As an American Expat living in Taiwan, I have learned many things about the financial world. I have learned about saving, investing, and I have started my journey to financial independence. Here is a … Read More
June Net Worth: Summer is here and hot
June 2020 Net Worth update: 72,120.72 It is that time of the month that I look at my Net Worth. Looking at spending, incomes, and any side hustles I was working, it seems like Mrs. FE and myself did pretty … Read More
The Magic of the 4% Rule
When talking about financial goals I always mention the 4% rule. You may be wondering, what am I even talking about. Yes, the 4% rule. It is the rule that helps guide individuals to the magical retirement number. The 4% … Read More
A Lazy Portfolio using the KISS Method
We are not all born with gifts to analyze the stock market. There is no magical power to become the next Warren Buffet. He is just one of a kind. We do have an opportunity to create wealth for each … Read More
Expat Millionaire Teachers
Hey Teachers of the world, I am talking to you. It is time to think differently. Time to change your habits and get thinking smarter. It is that time to make all of your hard work worth it. It is … Read More
May 2020 Financial Update
May 2020 Net Worth update: 68,935.87 It is that time of the month, when you sit down and figure out the monthly expenditures, savings, and the increase in value of your portfolio. Interesting enough, we have had a pretty good … Read More
Financial Independence Equals Freedom
People talk about retirement all the time. Will there be social security in retirement? Will you have enough money when you retire? What will you do when you retire? These are all great questions. The one thing that sticks out … Read More
Welcome to the Frugal Expat
Hi! My name is Steve Cummings, and I am the Frugal Expat. I am going, to be honest I have not always been frugal, and I have not always been an expat. Living life in Taipei, Taiwan has taught me … Read More
