This may seem pretty straightforward, but many people don't realize that borrowing money is the first step to accumulating more debt. So stop doing it!
Resolve is an app that connects people with experienced debt agents for a low monthly membership fee.
Debt Snowball is a debt repayment technique where you prioritize your debts and start with the smallest balance, paying off one at a time and moving to each larger balance.
An alternative method to the Debt Snowball method is the Debt Avalanche which is another good option for paying off your debt.