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4 Money Moves to Make Before You Turn 40

It's a time when your priorities, goals, and responsibilities are likely to have shifted much, especially regarding your finances.

As you approach this age frame, you need to make several crucial money moves to ensure your financial stability and security in the years ahead.

4 essential money moves you should consider making before turning 40.


Paying off high-interest debts, such as credit card balances or personal loans, is essential because these types of debts can get out of hand quickly due to high-interest rates.

1. Pay off High-Interest Debts

Building an emergency fund is one of the best ways to prepare for unexpected events like job loss, medical emergencies, or car repairs.

2. Build an Emergency Fund

Maximizing your retirement savings contributions means contributing as much as possible to your employer-sponsored retirement plan, such as a 401(k) or IRA.

3. Maximize Retirement Savings Contributions

Investing in stocks is a way to earn higher returns on your money over the long term. Stocks represent ownership in a company, and their value can increase or decrease.

4. Invest in Stocks

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