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4 Reasons Why You Should Pay for Everything on a Credit Card 

Credit cards can be great tools for building credit, reaping the rewards, and getting purchase insurance.

Hearing that you should pay for everything on a credit card may sound like a bad idea, but if you can stick to your regular spending habits, using a credit card outshines the benefits of a debit card or cash.

Here are 4 reasons why you should pay for everything on a credit card.


Many credit cards allow you to get a percentage back on your spending. These come in the form of rewards and bonuses. Cash-back credit cards are a great way to get back cash on the things you buy

1. Rewards and Bonuses

2. Build Your Credit Score One of the most benefits of using credit cards is building up that credit score. It allows banks and creditors to see how responsible you are with borrowing money.

Many of credit cards offer price protections and warranties on items. These can include:  – Purchase Protection from 90-120 days if an item is broken or stolen. – Cellphone insurance for bills that are paid by the card

3. Price Protection

4. Travel and Emergency Insurance Some travel credit cards you can obtain have essential travel and emergency insurance. They can come with rental car insurance, trip delay, trip cancellation, and even lost luggage insurance.

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