So you are on a strict budget and looking for ways to save a couple of bucks? Well, it won't be easy – because saving money takes discipline and commitment.
Let's be honest – we all tend to impulse shop! How many times have you gone to the mall without a list and ended up walking out with bags full of stuff you had no intention of buying?
The envelope method is one of the oldest yet most effective ways to save money. All you need to do is set aside cash for different spending categories and then put it in labeled envelopes.
Holidays are often a time when we overspend on gifts and other items. But you don't have to go all out for every holiday – you can save money by having “no spend” holidays.
If you are looking for something challenging to help you save money, try the 52-week saving challenge. All you have to do is start by putting away $1 in week one and increase your savings each week until the end of the year.