Carrying balances on multiple credit cards is stressful and expensive, and paying them off quickly can be a challenge.
Stop making it so difficult to get debt relief
The only way to get out of credit card debt is to stop creating new debt while paying off what you owe.
Create a budget that’s optimized for getting out of debt
A budget is essential in your quest to get out of debt, no matter which debt relief option you end up using.
Now it's time to get down to the nitty-gritty of obtaining debt relief. That starts by figuring out exactly how much you owe, what it's costing you, and where each debt stands.
Set up a debt reduction plan
This is where your budget comes in because minimum payments aren’t going to help you get out of debt quickly.
The first two solutions are do-it-yourself debt relief options. The second two are debt relief programs that you set up with professional help.