Budget Excel Template: 5 Best  (and Free) Budgeting Tools

Are you wanting to keep track of your budget but don't know where to start?

A budget excel template is a great option to easily track your budget without getting bogged down in all the details of some of the more complicated tools.



What Makes a Good Budget Template?

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It's a myth that budgeting has to take multiple hours every month. Find a template that allows you the flexibility to adjust to fit your budget and lifestyle needs. You're probably better off tracking only 9 or 10 budget categories rather than 30 or 40.

There are currently two different budget templates, one for a monthly budget and one for an annual budget. Both track your income and expenses and give you some pretty charts and graphs of your cash inflow and outflow using pre-set formulas.

Google Docs Budget Spreadsheets

Federal Trade Commission Budget Worksheet

For ultimate simplicity, the Federal Trade Commission published a 2 page fillable PDF that allows you to input your income and expenses by month. 


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Microsoft Excel Budget Templates There are dozens of budget spreadsheet templates available to choose from. Microsoft has something for everyone, whether you're looking for a simple monthly budget tracker or a fancy budget workbook with multiple tabs and graphs.

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PearBudget Excel Template

PearBudget started as a downloadable Excel template that is now a full-blown online budgeting tool. But the original Excel budget spreadsheet is still available to download for free.

As of this writing, they have 33 different Excel budget templates to choose from, ranging from basic family budget planners to complex analytics of every transaction.

Vertex42 Budget Templates

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