In this hard working life of mine, I have found that time is valuable. We all want to make time for family, friends, and even fun experiences. The problem is that we also need to invest for our future.
A lazy portfolio is any portfolio that requires a collection of investments with little maintenance. Basically, it is an easy set-up portfolio that you just let go and forget about it. You set it up and let it do its thing.
In this 3-Fund portfolio, Larimore breaks down the stock portion of the portfolio into two funds. One that follows the U.S. total stock market, and the other that follows the Total International stock market. He does this to give more exposure to the U.S. market in general.