It is time to build wealth with lazy portfolios

In this hard working life of mine, I have found that time is valuable. We all want to make time for family, friends, and even fun experiences. The problem is that we also need to invest for our future. 

Creating portfolios for our future can often be hard, laborsome, and difficult. Let me show you how to build wealth with lazy portfolios. 

A lazy portfolio is any portfolio that requires a collection of investments with little maintenance. Basically, it is an easy set-up portfolio that you just let go and forget about it. You set it up and let it do its thing. 

What is a lazy portfolio?

The 2-Fund Portfolio

2-Fund Portfolio is one that is split with a Total World Index Fund and a Total Bond Index Fund. There will also be exposure to bonds that will help with any fluctuations within the market.

The 3-Fund Portfolio

In this 3-Fund portfolio, Larimore breaks down the stock portion of the portfolio into two funds. One that follows the U.S. total stock market, and the other that follows the Total International stock market. He does this to give more exposure to the U.S. market in general. 

What about REITs in a Portfolio?

A reit is a real estate investment trust. They are the big companies that like to own many different parts of real estate. There are REITs that own lots of shopping malls like Simon.