Fat FIRE: Enjoy the Finer Things in Retirement

[{"selector":"#anim-7106a543-57fb-422e-bd61-89a7d22249e9","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Learn more

Fat FIRE offers the chance to enjoy a higher standard of living with more financial security than other kinds of FIRE. Here's how to make it happen.

[{"selector":"#anim-03b14417-a236-4ee7-80a9-c8f87c4b2db3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9c06e574-21dc-40d0-bb89-bc2e06ce5d9f","keyframes":{"transform":["translate3d(0px, -158.19304%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Financial independence is a dream for many people. The idea of quitting your job and doing what you want with your life is incredibly appealing. Fat FIRE gives you this opportunity.

[{"selector":"#anim-ef584c0c-2abd-45ad-9388-5c734fd527d8","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd026433-2b7c-43b3-a9c7-3fc361b6d77b","keyframes":{"transform":["translate3d(94.24658%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-10621f06-0acc-4b47-b877-ca342a155853","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-50a720b6-296c-466a-aa24-533e79fc53ca","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-53e403d3-a968-4815-b6ca-e09869467c23","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a262185d-d9f8-437c-b658-6c388b67dcaf","keyframes":{"transform":["translate3d(126.84932%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4dd02039-16c6-413a-b55f-0d0f5bf27dae","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9656136c-e2c9-421d-923d-29768c249a8f","keyframes":{"transform":["translate3d(0px, 148.60520%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Let's Review: What is FIRE?

[{"selector":"#anim-639aa32e-5a5a-4bc2-91f4-c909ceba21f7","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-106ec685-4ef1-4b35-9e72-51ff1357676c","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-1cd0b901-4ca0-44c5-822b-55275eb09b67","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-131e722e-0b62-4c89-84cd-ca44fe31f8fd","keyframes":{"transform":["translate3d(-114.87342%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dcc3e769-9130-4d30-94ac-9a531cde0184","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c92c79fc-7c51-495d-8c91-8b4ac9f533e4","keyframes":{"transform":["translate3d(116.01308%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

What is Fat FIRE?

[{"selector":"#anim-8d00008a-cfd1-4406-b41c-c2a30315583e","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f83476c9-fa3b-42c3-90d6-a05261daa47e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d46578fe-bf07-43b3-904e-ea99de56160b","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ef3bbcba-c33c-48d5-a06e-a3a70cfa7872","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2ac6ddaf-8720-4236-a63d-664db044c9b2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2cea116a-f575-404d-aa3b-1eda2a7ec86d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d17db2eb-de9f-4339-98a9-9d989a9c836d","keyframes":{"transform":["translate3d(0px, -619.13568%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Fat FIRE is simply a version of FIRE for people who want to retire to a more luxurious lifestyle than they currently live. Learn more

Fat FIRE is the opposite of Lean FIRE, a more austere lifestyle in which you might retire early but live very frugally. Fat FIRE allows you to retire early and live a relatively luxurious lifestyle.

[{"selector":"#anim-55691f4d-9913-42e3-8448-5593f7cc3712","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1b9448d8-55b2-4602-8733-f0f744739418","keyframes":{"transform":["translate3d(0px, 278.63611%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

With other kinds of FIRE, saving 30% of your income might be sufficient, but for Fat FIRE you need to be prepared to stock away 50% or more of your annual income.

[{"selector":"#anim-df9e4dab-8ae4-451e-b43e-c95787b847d0","keyframes":{"opacity":[0,1]},"delay":200,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1ce42b0e-5e79-47b8-aa38-09419657e73e","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6fb6b3b0-6de9-49a9-8dd2-933d3fc97f27","keyframes":{"transform":["translate3d(-105.47945%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1c12a78a-8ecd-4032-abff-0046243850af","keyframes":[{"offset":0,"transform":"translate3d(0, -715.25732%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -201.130358384%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -68.378599792%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -25.677737788%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -11.158014192%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":1600,"fill":"both"}] [{"selector":"#anim-b1ab0d53-0dcb-42ff-87bb-cdfeb3af8222","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Learn more

Saving for retirement and practicing frugality are a few ways to make Fat FIRE possible. Here are a couple of ways to achieve Fat FIRE.

[{"selector":"#anim-42cbaf81-cae7-4c4e-8dc1-4332609c4e11","keyframes":{"opacity":[0,1]},"delay":200,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5c1fd4fe-0113-47f4-9f0a-a90e1e4a81a4","keyframes":{"transform":["translate3d(0px, 99.78808%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f25a961b-446e-44e4-9d54-b3eaadb3ed4f","keyframes":{"opacity":[0,1]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9d3ca959-f18d-4bc9-b2d2-43f44e7f5300","keyframes":{"transform":["translate3d(100.00000%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d9cce343-1704-403b-90c8-2f1d50dbe585","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3a616b1c-aa74-4d33-97ec-e4e0e4f944e6","keyframes":{"transform":["translate3d(99.15254%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e4040d3d-bf0c-4caf-a75f-e05dd82254aa","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8d90f81e-3c2d-47a4-bc74-af03fc5f6fd5","keyframes":{"transform":["translate3d(-120.51283%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Swipe Up to read more about How to Achieve Fat FIRE!

[{"selector":"#anim-794e84ac-6808-4d0f-aada-320dff7ea36e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-151df274-7479-43ce-a273-3c255962aabf","keyframes":{"transform":["translate3d(0px, 141.23331%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

More About money

[{"selector":"#anim-c10c194b-6ce2-4d08-8af1-723a17759b2e","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-78660bd7-41f1-4e8a-9b4f-99893647272b","keyframes":{"transform":["translate3d(-131.72415%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ba7aeaae-3f7a-43e6-b044-1cb4bb34be9c","keyframes":{"opacity":[0,1]},"delay":400,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-65fa9128-bf53-42c4-b2e3-fab5bb371cc0","keyframes":{"transform":["translate3d(-199.50248%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-96a6dc78-c92b-47c3-aafe-7d895daf821f","keyframes":{"opacity":[0,1]},"delay":600,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ace766ed-c2da-4347-a740-0f708647c89c","keyframes":{"transform":["translate3d(-132.41381%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e1dd4ed4-9863-42e4-b9ff-a83f3358bf88","keyframes":{"opacity":[0,1]},"delay":1000,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-80151795-4a0d-4941-ab63-0bb7fdeea9dd","keyframes":{"transform":["translate3d(-199.50248%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8fd682a2-53b4-4385-93d5-bdc662b5450d","keyframes":{"opacity":[0,1]},"delay":1200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-941117b7-ae60-4b77-bb79-128832bdf14c","keyframes":{"transform":["translate3d(-132.41381%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":1200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-14e6fb95-6460-4326-a0a5-04ac85cc8278","keyframes":{"opacity":[0,1]},"delay":1700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e2c765a1-72f4-4bc7-8301-1104bf0634c7","keyframes":{"transform":["translate3d(-199.50248%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":1700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-80eda34d-082b-433b-a208-b2514eec6f7f","keyframes":{"opacity":[0,1]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2ba764ac-2317-44ef-8315-26939d9e794d","keyframes":{"opacity":[0,1]},"delay":900,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0203033c-e602-4be2-8cdc-b64f5fb50b35","keyframes":{"opacity":[0,1]},"delay":1500,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-58c1466a-a0c8-47d0-aa57-b8f3f0c66fe6","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5fbd0960-f45a-4aa9-9abe-87a64e30e04a","keyframes":{"transform":["translate3d(-132.41381%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4c014208-7873-4150-8ee4-ed043a8a6cf1","keyframes":{"opacity":[0,1]},"delay":800,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d2ac011f-c906-4d90-93b3-8a18611cd720","keyframes":{"transform":["translate3d(-132.41381%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":800,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0b1829a8-4cda-4c61-a976-9fbf3b14a8e9","keyframes":{"opacity":[0,1]},"delay":1400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a6f0c46c-a0d6-472c-af09-3eec27990d7e","keyframes":{"transform":["translate3d(-132.41381%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":1400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] What is Lean FIRE? The Frugal Way to Retire What is Barista FIRE? Retire Sooner 10 Ways on How to Invest With Little Money