Financial Literacy for Kids:  10 Effective Ways To Build Good Money Habits

Financial Literacy for Kids:  10 Effective Ways To Build Good Money Habits

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As parents, we know that financial literacy for kids is critical. But how do we get started? Which topics should we teach, and when?

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In this post, I'll answer these questions by sharing ten ways to build good money habits in your kids.

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Model Good Money Habits

Children constantly observe and learn from people and the world around them. Therefore, one of the best ways to instill financial literacy in kids is to model good money habits.

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Teach Your Kids How To Save

A fun way to do that would be to pick out a piggy bank together, then deposit money they earn, find, or receive.

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Teach Your Kids the Basics of Investing

– Point out public companies they're familiar with (e.g., Disney, Mattel, Apple). – Explain how regular people can buy a tiny piece of those companies.

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Help Your Kids Start Investing

Because of the hard work you and they put in over the years, your child will be more likely to care for the investments once they're in complete control.

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Go Shopping Together

You can then weave in financial literacy lessons by showing them how you spend less on the things you need to buy.

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