If you are facing the same problem – you are not alone – thousands of people struggle with their credit scores. Fortunately, there are some simple and surprisingly effective ways to boost your credit score.
Before we jump into the solution, let's first revise the basics – a credit score is a numerical representation of your financial record, which impacts your ability to access different loans and credit cards.
Most lenders and credit card issuers use your credit score to decide if they will approve or deny your application. The most common type of credit score in the US is the FICO (Fair Isaac Corporation) Score, which ranges from 300-850.