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Get Approved for Anything with These Top Credit Score Boosters!

Your credit score plays a significant role in your personal finance, allowing you to access different loans and credit cards. 

If you are facing the same problem – you are not alone – thousands of people struggle with their credit scores. Fortunately, there are some simple and surprisingly effective ways to boost your credit score.

Before we jump into the solution, let's first revise the basics – a credit score is a numerical representation of your financial record, which impacts your ability to access different loans and credit cards.

What is a Credit Score?

Most lenders and credit card issuers use your credit score to decide if they will approve or deny your application. The most common type of credit score in the US is the FICO (Fair Isaac Corporation) Score, which ranges from 300-850.



Credit utilization is the ratio of your current outstanding credit to your total available credit.

1. Keep Your Credit Utilization Ratio Under 30%

Keeping this ratio under 30% can help you significantly improve your credit score by showing lenders that you are not over-utilizing the existing credit.

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