There are online courses available online that will show you how to set yourself up to pay off your debt, organize your finances, and show you how to set up a healthy budget that will help you save for your future.
Setting up goals for yourself after taking an online course or research with blogs and videos is a great way to keep moving forward on having your money turn into savings and passive income.
Now it is time to keep track of your daily finances. What is coming in, and what is going out each day. The best way to use your journal successfully is to keep track of everything you spend and earn daily, down to the last penny.
Having an emergency fund will ensure that you have the money you need if there is an emergency bill you were not planning on having to pay, such as a surprise medical bill.
Start planning for your future by kickstarting your retirement fund with some of your graduation funds and when you retire with no financial worries. You will be thanking your younger self for thinking ahead!