The minimum credit score you need to buy a home will vary based on a few factors: - The type of mortgage you want - The lender you’re asking - Who you are
Certain types of home loans allow you to qualify with a lower credit score while others require a higher score.
Every lender has a set minimum credit score they require to approve homebuyers for a mortgage.
While the VA itself has no minimum score or down payment requirements, lenders that provide VA loans may still have those requirements.
All it takes is one free phone call and a quick consultation with a HUD-certified housing counselor.