Money will get you out of debt, but it won't keep you out of debt. I saw that up close for years. Give someone $1 million and don't teach them how to budget, save, and invest – and I promise you they'll be down to their last dollar before they retire.
You can't save money for a new car or a new home, or a new family if you don't know what life is costing you now. I promise you those NFL players who went bankrupt didn't have a budget.