1. The type of mortgage you want 2. The lender you’re asking 3. Who you are
Certain types of home loans allow you to qualify with a lower credit score while others require a higher score.
All it takes is one free phone call and a quick consultation with a HUD-certified housing counselor.
Counselors go through extensive training, learning about federal, state, and local programs that help homebuyers achieve the dream of homeownership.