Setting up goals for yourself after taking an online course or research with blogs and videos is a great way to keep moving forward on having your money turn into savings and passive income.
The last step helped you get a basic budget set up, so you are covered for everything you need.
You have worked so hard to learn about what you need to do to successfully create and live on a solid basic budget. You have also thought about what you want your finances to look like in the future, and you have set goals to get to where you want to be by making your money work for you.
While not the most exciting option, an emergency fund is crucial for making your money useful. Everyone should have one financial goal: to stay out of debt and get out of debt if you are in debt.
This account should be used as a backup account. You can put a small amount into it from each paycheck, and you can put a larger amount in for one-time windfalls. Check your budget before you decide how much you are putting in, similarly to your emergency fund.