Welcome to The Frugal Expat!!
My name is Steve Cummings, and I live with my wife in Taipei, Taiwan working as an English Teacher, while trying to teach expats and locals about basic finance.
I have been quite interested in finance ever since I decided I wanted to travel the world. There was a realization that I needed money to travel, so I read a ton of blogs about travel and finance. Upon realizing that I was 30 years old, and had not thought too much about saving and investments, I started to invest and save.
I then took off for an adventure to travel, meeting my wife in the process, and eventually teaching my friends and others about finance.
As I keep learning about finance, I want to keep teaching others about it. Oftentimes, I hear people tell me about how they are afraid of the risks of investing, they don't know how to budget, or they are so stuck in debt. I just want to sit down with them and help them, but I see there is a whole lot of financial mental road blocks in their way.
I hope this blog can help people out. Finances are not easy, but if you sit, read and learn, you can make life better.
If you are wondering where to start, you can start with the very first post.
“Spend less than you earn–invest the surplus–avoid debt”
– JL Collins
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