About Us

The Frugal Expat is a resource dedicated to helping people do better in saving, investing, traveling, and working towards financial independence. Every week, we publish content to help design travel plans, invest better, save more money, and to achieve your goals and dreams.

Meet Our Founder, Steve Cummings

My name is Steve Cummings, and I am a late 30s financial and travel nerd. In 2017, I left the U.S.A. to travel the world, save enough money to gain financial independence and explore many different places. Sitting at a desk job got me thinking about how to live a better and more full life. I had always been frugal but never really invested my money. Then, I started to invest in my future, learn as much as possible about finances, using credit card points for travel, and seeing more of the world. 

In the process, I got married, had a daughter, visited over 30 different countries, and traveled to all seven continents. My family has hit Coast FIRE, and working diligently to save for Financial Independence. After a few years, my goal was to help my friends and family learn more about saving and investing for their future and seeing more of the world. Inspired by my wife, I started this site to reach more people. 

Our Mission

At The Frugal Expat, we are committed to making saving simpler, investing simpler, and helping people to go out and travel more. Traveling can be affordable. With the right tools in your hands you can make your financial and travel goals a reality. We seek to help people save more, invest more, and see the world more.

What Set's Us Apart

Our experience comes from real world experiences in saving, paying off debt, investing for the future, and traveling the world. Our team is full of travelers, personal finance writers, and those that want to help people to do better. The owner, Steve Cummings, has lived as an expat since 2017, and has visited many countries in that time period. He has inspired many people to save better and see more of the world. He is supported by a great team of editors and writers that believe in his vision to help people with saving and traveling.

The Frugal Expat has been featured in several podcast such as

Many of the articles have been featured on

Join Our Community

The Frugal Expat is more than just a website; it's a growing community of like-minded individuals and people passionate about personal finance and travel. We encourage you all to join the conversations, share the content, and share some of your experiences. Let's build something special where we can save and enjoy life on our journey.

Our Team

Owner: Steve Cummings

Lead Editor: Mona Bagasao Cave

Editor: Liam Gibson

Writer: Stephanie Allen

Writer: Gabrielle Reeder

Writer: Sam Mire

Writer: Rebecca Holcomb

Photo Editor: Tommy Chang

Image Licensing

Shutterstock

Depositphotos

Editorial Policies

At The Frugal Expat, we are committed to providing accurate information about personal finances and travel. As information changes, we try to correct any and all outdated content on the site. If there are any inaccuracies, we do our best to correct them.

We strive to have corroborate information and verify it with multiple sources whenever is possible.

The Frugal Expat is owned and operated by The Frugal Expat LLC, a digital content company.

Contact Us

If you have any questions or inquiries feel free to contact me at Steve@thefrugalexpat.com or feel free to connect with me via social media.

Mailing Address:

The Frugal Expat LLC

574 Silver Course Loop,

Ocala, FL 34472

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