by Steve Cummings | Mar 29, 2021 | Financial Independence, Investing, Saving
Recently, I created a Facebook post that brought on a ton of heat. It was so much heat that friends reached out to me to say how this was crazy, uncalled for heat, and everything I said was not what other people made it out to be. What I learned was money haters are... 
by Steve Cummings | Mar 16, 2021 | Saving, Taxes
It is that season once again. That season that most of us dread. Tax Season. Taxes are a basic part of life. Governments work off of taxes. It pays for schools, it pays for police, and infrastructure. Yet, we still fear and dread that eventual day of doing our taxes.... 
by Steve Cummings | Mar 8, 2021 | Financial Independence, Investing, Saving
Let me start off with apologizing about sounding too crass. Yes F-U money literally refers to F-you. Now, in the way I am using it we would like to give it a place in the financial world. F-U money is the money needed to basically say “F-You” to work, or to anything... 
by Steve Cummings | Feb 22, 2021 | Financial Independence, Investing, Saving
In life, you spend your first 18-20 years in school. You may spend longer in school. The hope is to have a good education, go out into the world, and be able to create income and value within the world. One thing that is missing is a financial education. Schools miss... 
by Steve Cummings | Feb 15, 2021 | Budgeting, Financial Independence, Saving
Looking for places to live can be a daunting task. We need to weigh the pros and cons of each place. How do you pick an area? Here are the pros and cons of living in a HCOL vs LCOL area. HCOL is an acronym for “High Cost Of Living,” and LCOL stands for “Low Cost Of... 
by Steve Cummings | Feb 1, 2021 | Financial Independence, Investing, Saving
Asset allocation is all about how you break down your assets into different categories. Some people break down their assets into categories such as stocks, bonds, and real estate. I have broken down my portfolio to show you what I own. My Investment Strategy: The... 
