Applying for a Mortgage (Important Info + 6 Steps

applying for a mortgage

Buying a house can be stressful. For first-time homebuyers especially, there is a lot of uncertainty around applying for a mortgage. That is why preparing for and understanding the process can decrease some of the stress of applying for a … Read More

Rich vs Wealthy: How Are They Different?

rich vs wealthy

Rich and Wealthy are two words people talk about interchangeably, but why?  Is being rich the same thing as being wealthy? “NO!!!” Being rich and being wealthy are two different things. Yes, a wealthy person can be rich, and a … Read More

VTI vs VTSAX: How Are They Different?

VTI vs VTSAX

In the world of investing in index funds, one usually reigns in as the best. That would be either VTI or VTSAX. These two funds are identical in composition but different in how they are represented. It is incredible to … Read More

The Truth Behind The Dave Ramsey Baby Steps

The Truth Behind the Dave Ramsey Baby Steps

The Dave Ramsey Baby Steps program is one of the most popular debt relief programs out there. He has a book called The Total Money Make Over, and he emphasizes getting out of debt. This may sound great for most … Read More

Recession-Proof Stocks: 13 Stocks to Buy to Weather the Storm

Are you worried about a recession destroying your portfolio? In times of turmoil, people worry about their investments, money, and their financial futures. In times of trouble like these, some companies can bring about stability. These companies are part of … Read More

Invest with These 6 Brokerages and Get Free Stocks

Everyone likes to get something for free, and that includes investors. What if I told you that you could get free stocks from some brokerages? It is a little hard to believe at first, but it makes sense. Before the … Read More

How to Put Your Graduation Money to Good Use

Are you a recent college graduate, and your graduation money is burning a hole in your pocket? It is crucial for your financial future that you know how to make your money work for you after graduation by organizing your … Read More

Bull Market vs. Bear Market? What You Need to Know

The stock market can seem like a game of chance sometimes — you might wake up one day to find that your investments have grown by 5% overnight, then six months down the line, there was an unexpected crash, and … Read More

How to Become a Millionaire – 16 Dos and Don’ts

It’s no longer “Who Wants to Be a Millionaire” but how to become a millionaire. You don’t have to be a contestant on a game show, win the lottery, or receive a windfall from a relative. Just follow the 16 … Read More