Have you ever been called cheap or a cheapskate? Does hearing the words cheap make you feel bad? Cheap as a word can have a negative connotation. As a frugal individual, I think people get confused about what is frugal … Read More
Rich and Wealthy are two words people talk about interchangeably, but why? Is being rich the same thing as being wealthy? “NO!!!” Being rich and being wealthy are two different things. Yes, a wealthy person can be rich, and a … Read More
When the Federal Trade Commission has a section on their website answering “What is a Timeshare,” you know there is confusion out there! That’s why I like to say that a Timeshare isn’t something you purchase on a whim, three … Read More
As I get older, I realize money isn’t everything. People talk about the importance of money. Money can buy you things. It has value to bring about the worldly items we may need to sustain us. A history teacher always … Read More
In the world of investing in index funds, one usually reigns in as the best. That would be either VTI or VTSAX. These two funds are identical in composition but different in how they are represented. It is incredible to … Read More
Whenever I am thinking of a significant change in life, the common question that may come up is, “where should I move?” It is a thing that my wife and I talk about. The thought of relocating to a new … Read More
For some of us, frugality comes naturally. But for others, frugal living conjures up images of a miserly, meager existence. No wonder so many tune out when the topic of frugality comes up! But what if I told you living … Read More
July 2021 Net Worth update: $201,623 July came and went as well as the year of 2021 is coming and going. We are halfway through the year, and our net worth surpasses anything we thought possible in 2021. You can … Read More
Life is usually good when you have enough money to pay your bills, not have debt, and enjoy the leftover money you may have. Now, if you get laid off, life gets a bit more stressful. The bills you may … Read More
Have you been the victim of identity theft? Do you think you were involved in a data breach online? Fraudulent claims on loans and leases are the fastest-growing kind of identity theft in the United States. Incidents of identity theft … Read More
Have you ever had the intention of not spending that much money during the month? You went and bought some groceries, but you are just so tired to cook at the end of the day, so you order out. The … Read More