Frugal vs Cheap: Are you Frugal or Cheap?

Frugal vs Cheap

Have you ever been called cheap or a cheapskate? Does hearing the words cheap make you feel bad? Cheap as a word can have a negative connotation. As a frugal individual, I think people get confused about what is frugal … Read More

Rich vs Wealthy: How Are They Different?

rich vs wealthy

Rich and Wealthy are two words people talk about interchangeably, but why?  Is being rich the same thing as being wealthy? “NO!!!” Being rich and being wealthy are two different things. Yes, a wealthy person can be rich, and a … Read More

VTI vs VTSAX: How Are They Different?


In the world of investing in index funds, one usually reigns in as the best. That would be either VTI or VTSAX. These two funds are identical in composition but different in how they are represented. It is incredible to … Read More

Summer is over, July 2021 Net Worth Update

July 2021 Net Worth Update

July 2021 Net Worth update: $201,623 July came and went as well as the year of 2021 is coming and going. We are halfway through the year, and our net worth surpasses anything we thought possible in 2021. You can … Read More