by Steve Cummings | Feb 15, 2021 | Budgeting, Financial Independence, Saving
Looking for places to live can be a daunting task. We need to weigh the pros and cons of each place. How do you pick an area? Here are the pros and cons of living in a HCOL vs LCOL area. HCOL is an acronym for “High Cost Of Living,” and LCOL stands for “Low Cost Of... 
by Steve Cummings | Nov 16, 2020 | Blog, Budgeting
Living in Taiwan, has afforded my wife with great opportunities to save money. Living in Taipei can be quite more expensive than living in a smaller town. We do save a bit more money on transportation living in Taipei, but housing and food costs are a bit higher for... 
by Steve Cummings | Aug 17, 2020 | Budgeting, Saving
Oftentimes, shit happens. Excuse my language. I know mom and dad may be reading this or even my lovely wife, but we all know bad things happen. It doesn’t matter if you are a good person or not, bad things happen. To help when bad things happen, you need to plan for a... 
by Steve Cummings | Jul 27, 2020 | Budgeting
Budgeting is quite difficult to some. Breaking down costs, needs, wants, and you need to save. Senator Elizabeth Warren helped popularize a budgeting rule called the 50/30/20 rule in her book, “All Your Worth: the Ultimate Lifetime Money Plan.” This thought about... 
by Steve Cummings | Jun 29, 2020 | Budgeting
May 2020 Net Worth update: 68,935.87 It is that time of the month, when you sit down and figure out the monthly expenditures, savings, and the increase in value of your portfolio. Interesting enough, we have had a pretty good month for our finances. Our stimulus... 
