9 Steps to be Fiscally Responsible

Being fiscally responsible is something that everyone should learn. It is a part of life and it can help you reach financial freedom within your life. We hear about it with the government and politics. American politics love to talk … Read More

What’s the Deal with 6 Figures?

What’s the deal with 6 figures? People talk about 6 figures like it is a big deal. If you work hard enough, you may have a 6 figure salary at your full-time job. A friend may brag to you about … Read More

A Roadmap to Wealth

People always talk about how building wealth is hard. Personally, I think it is a mindset shift. We see rich people with big-time jobs making lots of money. In our heads, we think it is hard to accomplish these things. … Read More

Those Money Haters are Gonna Hate

Recently, I created a Facebook post that brought on a ton of heat. It was so much heat that friends reached out to me to say how this was crazy, uncalled for heat, and everything I said was not what … Read More

Why do we fear doing taxes?

Why do we fear our taxes

It is that season once again. That season that most of us dread. Tax Season. Taxes are a basic part of life. Governments work off of taxes. It pays for schools, it pays for police, and infrastructure. Yet, we still … Read More

The Breakdown of the Frugal Expat Asset Allocation

Asset allocation is all about how you break down your assets into different categories. Some people break down their assets into categories such as stocks, bonds, and real estate. I have broken down my portfolio to show you what I … Read More

Delaying Gratification for the win.

“Patience is a virtue” my father would always say to me. If you think about it, patience truly is a virtue. Oftentimes, we want things now. That is not the way the world works. Those that want instant gratification often … Read More

Why Do the Rich Keep Getting Richer?

Rich people think differently. They have a different mindset. A mindset for gaining assets instead of liabilities. They work hard on their goals that they set and continue to achieve them. Living paycheck to paycheck is not something they do. … Read More

Yotta Savings vs Ally Bank: Who wins?

Let’s begin to talk about savings accounts. First of all, savings accounts are the place you want to save your money for like an emergency fund. It is a good place to park your money until needed. Usually, an emergency … Read More

The First $100K is a B*tch

“The first $100K is a b*tch, but you got to do it”. Charlie Munger said this at a Berkshire Hathaway meeting. It truly is hard to get your first $100k. It takes saving, investing, and staying out of debt. Plus … Read More

Double your income with Compound interest.

Albert Einstein said Compound Interest is “the 8th wonder of the world. He who understands it, earns it; he who doesn’t pays it.” This is a great quote about compounding interest. If you think about it hard the best and … Read More