by Steve Cummings | Jan 18, 2021 | Financial Independence, Investing
After reading the book Rich Dad Poor Dad, most people come under the conclusion that owning assets is better than having liabilities. That is so true. “The rich people acquire assets. The poor and middle class acquire liabilities that they think are assets.” This is... 
by Steve Cummings | Jan 11, 2021 | Net Worth
December 2020 Net Worth update: $155,880 The end of 2020 has come, and now it is time to see how our Net Worth did in the month of December. We gained an additional +$10,050 for the month of December. In 2020, our investments have gone up 29%. It has been a good... 
by Steve Cummings | Jan 4, 2021 | Financial Independence, Saving
“Patience is a virtue” my father would always say to me. If you think about it, patience truly is a virtue. Oftentimes, we want things now. That is not the way the world works. Those that want instant gratification often end up on the wrong side of the stick. It is... 
by Steve Cummings | Dec 28, 2020 | Financial Independence, Investing
VTSAX is one of my favorite funds. It is simple, easy, and it has low expenses. This index fund tracks the Total Stock Market, and it is efficient. As everyone knows, new products come out all the time. Fidelity released a couple of Zero Funds. One in particular is... 
by Steve Cummings | Dec 25, 2020 | Blog
It is that time of the season where we get together with family and friends to celebrate the amazing year we have had. Truly 2020 has its ups and downs, but in the end I have felt it being a very blessed year indeed. This year has had a pandemic that has rocked the... 
