Steve Cummings

Budgeting using the 50/30/20 Rule

Steve Cummings

Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, ...

The Concept of Pay Yourself First

Steve Cummings

If you read a lot of investing books or blogs sometimes you may hear the concept of “Pay Yourself First.” ...

What’s the deal with VTSAX?

Steve Cummings

One of the biggest things personal finance bloggers and authors talk about it is VTSAX. What is the deal with ...

My Story into Finances

Steve Cummings

Hello, my name is Steve Cummings. As an American Expat living in Taiwan, I have learned many things about the ...

June Net Worth: Summer is here and hot

Steve Cummings

June 2020 Net Worth update: 72,120.72 It is that time of the month that I look at my Net Worth. ...

The Magic of the 4% Rule

Steve Cummings

When talking about financial goals I always mention the 4% rule. You may be wondering, what am I even talking ...

A Lazy Portfolio using the KISS Method

Steve Cummings

We are not all born with gifts to analyze the stock market. There is no magical power to become the ...

Expat Millionaire Teachers

Steve Cummings

Hey Teachers of the world, I am talking to you. It is time to think differently. Time to change your ...

May 2020 Financial Update

Steve Cummings

May 2020 Net Worth update: 68,935.87 It is that time of the month, when you sit down and figure out ...

Financial Independence Equals Freedom

Steve Cummings

People talk about retirement all the time. Will there be social security in retirement? Will you have enough money when ...

Welcome to the Frugal Expat

Steve Cummings

Hi! My name is Steve Cummings, and I am the Frugal Expat. I am going, to be honest I have ...