by Steve Cummings | Dec 21, 2020 | Financial Independence, Travel Hacking
Someone recently posted a comment on my blog asking, “Do you think it is a need to have a credit card even if I am not borrowing money?” That question helps me to reflect on things people have told me about credit cards, what I have learned about credit cards, and the... 
by Steve Cummings | Dec 14, 2020 | Financial Independence, Investing, Saving
Rich people think differently. They have a different mindset. A mindset for gaining assets instead of liabilities. They work hard on their goals that they set and continue to achieve them. Living paycheck to paycheck is not something they do. So why do rich people... 
by Steve Cummings | Dec 8, 2020 | Saving
Let’s begin to talk about savings accounts. First of all, savings accounts are the place you want to save your money for like an emergency fund. It is a good place to park your money until needed. Usually an emergency fund is anywhere from 3-6 months worth of... 
by Steve Cummings | Dec 3, 2020 | Net Worth
November 2020 Net Worth update: $145,830 The month of November has been an eventful month. There has been lots of positive gains within the market due to great optimism of a change within the leadership in the U.S. plus a vaccine for Covid-19. This November 2020 Net... 
by Steve Cummings | Nov 30, 2020 | Financial Independence, Investing, Saving
“The first $100K is a b*tch, but you got to do it”. Charlie Munger said this at a Berkshire Hathaway meeting. It truly is hard to get your first $100k. It takes saving, investing, and staying out of debt. Plus it is all about consistency. It took my wife... 
