The Concept of Pay Yourself First

The Concept of Pay Yourself First

If you read a lot of investing books or blogs sometimes you may hear the concept of “Pay Yourself First.” I am not sure who coined the term, but as I read the book “The Richest Man in Babylon” I kept hearing the phrase “Pay yourself first.” This concept was repeated...
What’s the deal with VTSAX?

What’s the deal with VTSAX?

One of the biggest things personal finance bloggers and authors talk about it is VTSAX. What is the deal with VTSAX? Is it so great? Why does everyone mention it? Does it have an ETF? How can I make wealth from it? People Love VTSAX Personally, I love VTSAX. I...
My Story into Finances

My Story into Finances

I am Steve Cummings. As an American Expat living in Taiwan, I have learned many things about the financial world. Here is a bit of my story into finances. The Discovery of Finances In this journey through life, I have not always been a financially savvy individual....
June Net Worth: Summer is here and hot

June Net Worth: Summer is here and hot

June 2020 Net Worth update: 72,120.72 It is that time of the month that I look at my Net Worth. Looking at spending, incomes, and any side hustles I was working, it seems like Mrs. FE and myself did pretty well this month.  This month, I was able to make a little bit...
The Magic of the 4% Rule

The Magic of the 4% Rule

When talking about financial goals I always mention the 4% rule. You may be wondering, what am I even talking about. Yes, the 4% rule. It is the rule that helps guide individuals to the magical retirement number. The 4% Rule In the FIRE (Financial Independence Retire...

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