How Chasing Returns is a loser’s Game?

FOMO and greed is something that people feel when they feel they are missing out on things. It is a problem in our society. Social media perpetuates this feeling of need, and we surrender ourselves to the fear of missing … Read More

The Breakdown of the Frugal Expat Asset Allocation

Asset allocation is all about how you break down your assets into different categories. Some people break down their assets into categories such as stocks, bonds, and real estate. I have broken down my portfolio to show you what I … Read More

It is time to build wealth with lazy portfolios.

In this hard working life of mine, I have found that time is valuable. We all want to make time for family, friends, and even fun experiences. The problem is that we also need to invest for our future. Creating … Read More

Why Do the Rich Keep Getting Richer?

Rich people think differently. They have a different mindset. A mindset for gaining assets instead of liabilities. They work hard on their goals that they set and continue to achieve them. Living paycheck to paycheck is not something they do. … Read More

The First $100K is a B*tch

“The first $100K is a b*tch, but you got to do it”. Charlie Munger said this at a Berkshire Hathaway meeting. It truly is hard to get your first $100k. It takes saving, investing, and staying out of debt. Plus … Read More

Should You Own your Own Property?

Should you own property

Watching youtube videos in my spare time trying to learn something new, I sometimes come across some interesting guys. One person, in particular, is the youtuber Graham Stephen. He is a finance youtuber that is in his late 20s that … Read More

How I Saved my Wife Money on her Super

Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, or simply say hi, leave me a message here, on Twitter (@thefrugalexpat1). Many of my posts have been written to … Read More

Stop Losing money to those pesky fees

Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, or simply say hi, leave me a message here, on Twitter (@thefrugalexpat1). Many of my posts have been written to … Read More

Best IRA Accounts of 2020

Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, or simply say hi, leave me a message here, on Twitter (@thefrugalexpat1). Many of my posts have been written to … Read More

Double your income with Compound interest.

Albert Einstein said Compound Interest is “the 8th wonder of the world. He who understands it, earns it; he who doesn’t pays it.” This is a great quote about compounding interest. If you think about it hard the best and … Read More