Bull Market vs. Bear Market? What You Need to Know

The stock market can seem like a game of chance sometimes — you might wake up one day to find that your investments have grown by 5% overnight, then six months down the line, there was an unexpected crash, and … Read More

How to Become a Millionaire – 16 Dos and Don’ts

It’s no longer “Who Wants to Be a Millionaire” but how to become a millionaire. You don’t have to be a contestant on a game show, win the lottery, or receive a windfall from a relative. Just follow the 16 … Read More

9 Steps to be Fiscally Responsible

Being fiscally responsible is something that everyone should learn. It is a part of life and it can help you reach financial freedom within your life. We hear about it with the government and politics. American politics love to talk … Read More

A Roadmap to Wealth

People always talk about how building wealth is hard. Personally, I think it is a mindset shift. We see rich people with big-time jobs making lots of money. In our heads, we think it is hard to accomplish these things. … Read More

Those Money Haters are Gonna Hate

Recently, I created a Facebook post that brought on a ton of heat. It was so much heat that friends reached out to me to say how this was crazy, uncalled for heat, and everything I said was not what … Read More

How Chasing Returns is a loser’s Game?

FOMO and greed is something that people feel when they feel they are missing out on things. It is a problem in our society. Social media perpetuates this feeling of need, and we surrender ourselves to the fear of missing … Read More

The Breakdown of the Frugal Expat Asset Allocation

Asset allocation is all about how you break down your assets into different categories. Some people break down their assets into categories such as stocks, bonds, and real estate. I have broken down my portfolio to show you what I … Read More

It is time to build wealth with lazy portfolios.

In this hard working life of mine, I have found that time is valuable. We all want to make time for family, friends, and even fun experiences. The problem is that we also need to invest for our future. Creating … Read More

Why Do the Rich Keep Getting Richer?

Rich people think differently. They have a different mindset. A mindset for gaining assets instead of liabilities. They work hard on their goals that they set and continue to achieve them. Living paycheck to paycheck is not something they do. … Read More

The First $100K is a B*tch

“The first $100K is a b*tch, but you got to do it”. Charlie Munger said this at a Berkshire Hathaway meeting. It truly is hard to get your first $100k. It takes saving, investing, and staying out of debt. Plus … Read More