by Steve Cummings | Sep 28, 2020 | Blog, Financial Independence
Credit is a big thing in the United States. It is how you open up credit cards. Your mortgage rates are based on your credit score. Plus having a good credit score can help you save money through interest rates that banks give you to buy things. It is time to improve... 
by Steve Cummings | Sep 21, 2020 | Financial Independence
One of the biggest movements in the world is the FIRE movement. FIRE is Financially Independent Retire Early. Calmncents.home.blog likes to call FIRE the Financially Independent Retire Eventually. Either way, they are quite similar. The FIRE Movement What is the FIRE... 
by Steve Cummings | Sep 17, 2020 | Financial Independence, Investing
Here are 7 financial books that will change your life. These books are full of personal successes, failures, and tips on how to improve your financial life. I have sat down and read every book, and they have helped me change mine. It is time for them to help you... 
by Steve Cummings | Aug 3, 2020 | Financial Independence
I owe a lot of my financial thinking to one book. That book is “The Simple Path to Wealth” by JL. Collins. His book has inspired many to go out and work on achieving financial independence. This book breaks down the keys to creating wealth, simple attitudes to adopt,... 
by Steve Cummings | Jul 30, 2020 | Financial Independence, Investing
If investing seems hard then you make it too hard. It can be simple, and the simplicity relies on the form of investing in all stocks by using Index Funds. People have been taught that mutual fund managers are the people that make the most money for you and can beat... 
by Steve Cummings | Jul 23, 2020 | Financial Independence
If you read a lot of investing books or blogs sometimes you may hear the concept of “Pay Yourself First.” I am not sure who coined the term, but as I read the book “The Richest Man in Babylon” I kept hearing the phrase “Pay yourself first.” This concept was repeated... 
