VTSAX vs FZROX, Who is The Best?

VTSAX vs FZROX

 VTSAX is one of my favorite funds. It is simple and easy, and it has low expenses. This index fund tracks the Total Stock market, and it is efficient. As everyone knows, new products come out all the time. Fidelity released a … Read More

The Truth Behind The Dave Ramsey Baby Steps

Dave Ramsey Baby Steps

The Dave Ramsey Baby Steps program is one of the most popular debt relief programs out there. He has a book called The Total Money Make Over, and he emphasizes getting out of debt. This may sound great for most … Read More

7 Ways to Build Generational Wealth

generational wealth

We have heard before that successful people have been given the means to hit success. Often, we may not realize it, but the money given, passed down, or even gifts like a car are what people call generational wealth. I … Read More

Coast FIRE: Front-load Your Retirement

What is Coast FIRE

The FIRE community comes up with ways to figure out how to live your best life while having enough money to retire. FIRE stands for Financial Independence Retire Early. The concept of coast fire is attractive to many people.  First, … Read More

5 Money Lessons Not Taught in School

In life, you spend your first 18-20 years in school. You may spend longer in school. The hope is to have a good education, go out into the world, and be able to create income and value within the world. … Read More

The Power of FU Money: How it gives you control

The power of FU money

Let me start off with apologizing about sounding too crass. Yes FU money literally refers to F-you. Now, in the way I am using it we would like to give it a place in the financial world. FU money is … Read More

What is Barista FIRE? Retire Sooner

Retiring can be a massive dream for many people in the world. Doing it early is an even better dream since most people work most of their lives, hoping they can reach early retirement. One thing we could do is … Read More

How Living Below Your Means Can Build Wealth

Why is spending less than you earn so crucial to building wealth? When building wealth, people have often said you need to live below your means. Living below your means is something that is emphasized through a lot of financial … Read More