Delaying Gratification for the win.

“Patience is a virtue” my father would always say to me. If you think about it, patience truly is a virtue. Oftentimes, we want things now. That is not the way the world works. Those that want instant gratification often … Read More

How Credit Cards can be a big tool

Someone recently posted a comment on my blog asking, “Do you think it is a need to have a credit card even if I am not borrowing money?” That question helps me to reflect on things people have told me … Read More

Why Do the Rich Keep Getting Richer?

Rich people think differently. They have a different mindset. A mindset for gaining assets instead of liabilities. They work hard on their goals that they set and continue to achieve them. Living paycheck to paycheck is not something they do. … Read More

The First $100K is a B*tch

“The first $100K is a b*tch, but you got to do it”. Charlie Munger said this at a Berkshire Hathaway meeting. It truly is hard to get your first $100k. It takes saving, investing, and staying out of debt. Plus … Read More

Debt Avalanche Helping to Destroy your Debt

Have you heard about the debt avalanche method for getting rid of debt? You may have heard of the debt snowball method. Dave Ramsey is a big proponent of the debt snowball method. Many other people support him as well. … Read More

FIRE’d Up, The FIRE Movement

One of the biggest movements in the world is the FIRE movement. FIRE is Financially Independent Retire Early. Calmncents from Twitter likes to call FIRE the Financially Independent Retire Eventually. Either way, they are quite similar. The FIRE Movement What … Read More

7 Financial Books that will Change Your Life

Here are 7 financial books that will change your life. These books are full of personal successes, failures, and tips on how to improve your financial life. I have sat down and read every book, and they have helped me … Read More

The Simple Path to Wealth

I owe a lot of my financial thinking to one book. That book is “The Simple Path to Wealth” by JL. Collins. His book has inspired many to go out and work on achieving financial independence. This book breaks down … Read More

The Simplicity of Index Funds

If investing seems hard then you make it too hard. It can be simple, and the simplicity relies on the form of investing in all stocks by using Index Funds. People have been taught that mutual fund managers are the … Read More

The Concept of Pay Yourself First

If you read a lot of investing books or blogs sometimes you may hear the concept of “Pay Yourself First.” I am not sure who coined the term, but as I read the book “The Richest Man in Babylon” I … Read More

Expat Millionaire Teachers

Hey Teachers of the world, I am talking to you. It is time to think differently. Time to change your habits and get thinking smarter. It is that time to make all of your hard work worth it. It is … Read More