Cristian FerrierCristian Ferrier is the founder and author of Financial Alien, a site that promotes financial literacy in people. He is a husband, father, and IT professional. A 34-year old immigrant who went from having $80k in student loan debt, … Read More
Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, or simply say hi, leave me a message here, on Twitter (@thefrugalexpat1). Many of my posts have been written to … Read More
It’s no longer “Who Wants to Be a Millionaire” but how to become a millionaire. You don’t have to be a contestant on a game show, win the lottery, or receive a windfall from a relative. Just follow the 16 … Read More
Being fiscally responsible is something that everyone should learn. It is a part of life and it can help you reach financial freedom within your life. We hear about it with the government and politics. American politics love to talk … Read More
What’s the deal with 6 figures? People talk about 6 figures like it is a big deal. If you work hard enough, you may have a 6 figure salary at your full-time job. A friend may brag to you about … Read More
In the finance community, we talk about having money to create our wealth. There may be people that follow financial planners or a financial advisor’s tips and advice to hit this wealth. The question is why do we gain this … Read More
People always talk about how building wealth is hard. Personally, I think it is a mindset shift. We see rich people with big-time jobs making lots of money. In our heads, we think it is hard to accomplish these things. … Read More
Recently, I created a Facebook post that brought on a ton of heat. It was so much heat that friends reached out to me to say how this was crazy, uncalled for heat, and everything I said was not what … Read More
Asset allocation is all about how you break down your assets into different categories. Some people break down their assets into categories such as stocks, bonds, and real estate. I have broken down my portfolio to show you what I … Read More
In this hard working life of mine, I have found that time is valuable. We all want to make time for family, friends, and even fun experiences. The problem is that we also need to invest for our future. Creating … Read More
“Patience is a virtue” my father would always say to me. If you think about it, patience truly is a virtue. Oftentimes, we want things now. That is not the way the world works. Those that want instant gratification often … Read More