9 Steps to be Fiscally Responsible

Being fiscally responsible is something that everyone should learn. It is a part of life and it can help you reach financial freedom within your life. We hear about it with the government and politics. American politics love to talk … Read More

VOO vs VTI, which one would you choose?

VOO vs VTI

What is the best ETF index fund? There are so many ETFs to choose from, but which one would you choose? VOO vs VTI has been some of the top ones that so many people talk about. The great debate … Read More

A Roadmap to Wealth

People always talk about how building wealth is hard. Personally, I think it is a mindset shift. We see rich people with big-time jobs making lots of money. In our heads, we think it is hard to accomplish these things. … Read More

Those Money Haters are Gonna Hate

Recently, I created a Facebook post that brought on a ton of heat. It was so much heat that friends reached out to me to say how this was crazy, uncalled for heat, and everything I said was not what … Read More

The Power of F-U Money: How it gives you control

The power of F-U money

Let me start off with apologizing about sounding too crass. Yes FU money literally refers to F-you. Now, in the way I am using it we would like to give it a place in the financial world. FU money is … Read More

How Chasing Returns is a loser’s Game?

FOMO and greed is something that people feel when they feel they are missing out on things. It is a problem in our society. Social media perpetuates this feeling of need, and we surrender ourselves to the fear of missing … Read More

Money Lessons Not Taught in School

In life, you spend your first 18-20 years in school. You may spend longer in school. The hope is to have a good education, go out into the world, and be able to create income and value within the world. … Read More

The Breakdown of the Frugal Expat Asset Allocation

Asset allocation is all about how you break down your assets into different categories. Some people break down their assets into categories such as stocks, bonds, and real estate. I have broken down my portfolio to show you what I … Read More

It is time to build wealth with lazy portfolios.

In this hard working life of mine, I have found that time is valuable. We all want to make time for family, friends, and even fun experiences. The problem is that we also need to invest for our future. Creating … Read More

How Owning Assets is Better than a Job.

After reading the book Rich Dad Poor Dad, most people come under the conclusion that owning assets is better than having liabilities. That is so true. “The rich people acquire assets. The poor and middle class acquire liabilities that they … Read More

VTSAX vs FZROX, who is the best?

VTSAX vs FZROX

VTSAX is one of my favorite funds. It is simple, easy, and it has low expenses. This index fund tracks the Total Stock Market, and it is efficient. As everyone knows, new products come out all the time. Fidelity released … Read More