by Steve Cummings | Nov 30, 2020 | Financial Independence, Investing, Saving
“The first $100K is a b*tch, but you got to do it”. Charlie Munger said this at a Berkshire Hathaway meeting. It truly is hard to get your first $100k. It takes saving, investing, and staying out of debt. Plus it is all about consistency. It took my wife... 
by Steve Cummings | Nov 23, 2020 | Investing
Watching youtube videos in my spare time trying to learn something new, I sometimes come across some interesting guys. One person in particular is the youtuber Graham Stephen. He is a finance youtuber that is in his late 20s that has made over a million dollars. His... 
by Steve Cummings | Oct 26, 2020 | Blog, Investing
My wife is Australian. In Australia, the people there have a retirement plan called Superannuation. It is like the American 401K. The Supers give the Australian people a retirement. It rewards people for continuing to work. This is a post about how I saved my wife... 
by Steve Cummings | Oct 19, 2020 | Investing
One thing that really frustrates are fees. Banks and financial advisors make a huge living off of fees. You have fees for checking accounts, savings accounts, mutual funds, and even managing retirement. I hate fees and I want to help you save on those pesky fees. Fees... 
by Steve Cummings | Oct 8, 2020 | Investing
An IRA is an Individual Retirement Account. It is one of the best ways to help save for retirement. It can be broken down into a traditional or Roth IRA. In a traditional IRA, the money is put into an account to help defer taxes until the money is taken out during... 
by Steve Cummings | Oct 5, 2020 | Investing, Saving
Albert Einstein said Compound Interest is “the 8th wonder of the world. He who understands it, earns it; he who doesn’t pays it.” This is a great quote about compounding interest. If you think about it hard the best and worst part about money is the compounding... 
