Saving

Those Money Haters are Gonna Hate

Steve Cummings

Recently, I created a Facebook post that brought on a ton of heat. It was so much heat that friends ...

Why do we fear our taxes

Why do we fear doing taxes?

Steve Cummings

It is that season once again. That season that most of us dread. Tax Season. Taxes are a basic part ...

The Breakdown of the Frugal Expat Asset Allocation

Steve Cummings

Asset allocation is all about how you break down your assets into different categories. Some people break down their assets ...

Delaying Gratification for the win.

Steve Cummings

“Patience is a virtue” my father would always say to me. If you think about it, patience truly is a ...

Why Do the Rich Keep Getting Richer?

Steve Cummings

Rich people think differently. They have a different mindset. A mindset for gaining assets instead of liabilities. They work hard ...

Yotta Savings vs Ally Bank: Who wins?

Steve Cummings

Let’s begin to talk about savings accounts. First of all, savings accounts are the place you want to save your ...

The First $100K is a B*tch

Steve Cummings

“The first $100K is a b*tch, but you got to do it”. Charlie Munger said this at a Berkshire Hathaway ...

Double your income with Compound interest.

Steve Cummings

Albert Einstein said Compound Interest is “the 8th wonder of the world. He who understands it, earns it; he who ...

Yotta Savings Review- The Gamification of Savings

Steve Cummings

Since I have started this blog, I have had people ask me about savings. How can I save more? Where ...

The Importance of a Savings Rate

Steve Cummings

Before I started my journey into finance I was not budget savvy as so many people around me. People used ...

Help! It is an Emergency

Steve Cummings

Oftentimes, shit happens. Excuse my language. I know mom and dad may be reading this or even my lovely wife, ...