Are you looking for the perfect place to retire? You're not alone. Millions of Americans are planning their retirement, and many are looking for a city that offers an excellent quality of life, a low cost of living, and plenty of activities to keep them busy.
But with so many incredible cities to choose from, it can be a bit tough to know where to start. That's why we've compiled a list of the 10 best US cities for retiring. But don't just take our word for it.
Read on to find out why these cities are considered the best for retirement.
1. Sarasota, Florida
When it comes to retirees, Sarasota isn't messing around. With a whopping 35% of the population over 65, you'll feel right at home with your fellow sunseekers.
Imagine sipping on a piña colada while trading golf stories with your neighbors – that's Sarasota for you.
And if you're into culture, hold onto your straw hat; this place boasts more theaters and museums than you can shake a shuffleboard stick at.
2. Harrisburg, Pennsylvania
Harrisburg, Pennsylvania: where retirees can have their history and modern comfort too. This riverside gem balances the elegance of the State Capitol with the down-to-earth charm of riverboat cruises.
Imagine how amazing it will be like strolling along the riverwalk, the stress of city life a distant memory.
Harrisburg boasts an affordable cost of living and a warm welcome, making it a retirement haven that's both convenient and inviting.
3. Scottsdale, Arizona
Let's talk stats: over 200 golf courses within driving range. Yeah, you read that right. Scottsdale isn't just a desert mirage – it's a golfer's dreamland. You won't need to worry about catching a cold; the sun is your permanent companion.
And when you're not perfecting your swing, indulge in the finest dining and shopping – because a retiree's gotta treat themselves, right?
Scottsdale's dry climate and many golf courses make it an appealing destination for retirees.
The city's well-maintained parks, upscale dining, and shopping options create a luxurious retirement experience. The vibrant arts scene and numerous wellness centers cater to diverse interests.
4. Naples, Florida
Naples is a city in southwest Florida that is known for its cozy weather, beautiful beaches, and low crime rate. It is a popular destination for retirees who appreciate the city's relaxed lifestyle and abundance of facilities.
One of the biggest draws of Naples is its warm weather. The city enjoys an average temperature of 75 degrees Fahrenheit (23 degree Celsius) year-round, making it a great place to escape the cold winters of other parts of the country.
Naples also has some of the most beautiful beaches in Florida, with white sand and clear blue water. Whether you enjoy swimming, sunbathing, or simply strolling along the shore, you'll love Naples' beaches.
5. Asheville, North Carolina
Ever wanted to retire to a postcard? Asheville's got you covered. Nestled in the magnificent Blue Ridge Mountains, this city offers stunning vistas, hikes that'll make your heart sing, and a pace of life that says, “Hey, it's okay to take it slow.”
With farm-to-table dining and a cultural scene that rivals Broadway, Asheville is a hidden gem for retirees seeking a touch of magic.
Known for its scenic beauty and artistic culture, Asheville offers retirees a tranquil mountain escape.
The city is home to various outdoor activities, including hiking, fishing, and birdwatching. A thriving local food scene and historic architecture add to the charm.
6. Boise, Idaho
The stats don't lie, and Boise's living costs are refreshingly low, around 1000$ a month. Retirees here enjoy more than just peace of mind – they're treated to outdoor adventures that'd make a squirrel jealous.
Skiing in winter, hiking in summer – it's a retiree's version of Disneyland. And if you thought the great outdoors was all Boise had to offer, think again. Its downtown scene is buzzing, and the cost of living won't give you gray hairs.
Boise's low crime rate, affordable housing, and recreational opportunities make it an underrated gem for retirees. The city's access to outdoor adventures like hiking and skiing and a thriving downtown area ensure a well-rounded retirement experience.
7. Austin, Texas – Groovy Retirement
You know Austin's slogan: “Keep Austin Weird.” Well, let's add “and Retire Happily” to it. With a tax-friendly environment and enough live music to keep your toes tapping, Austin beckons retirees with open arms. Imagine savoring brisket, exploring trails, and immersing yourself in a city as unique as you are.
Austin's dynamic atmosphere and affordability make it an exciting option for retirees. The city offers live music, outdoor spaces, and a diverse culinary scene. The favorable tax environment and strong healthcare facilities contribute to a comfortable retirement.
8. Charleston, South Carolina – Southern Elegance
If you've got a thing for cobblestone streets and sweet tea, Charleston's got your name written all over it. The city's historic charm is more intoxicating than a glass of aged bourbon.
Live the good life in a place where history and hospitality come together in a graceful dance. Don't be surprised if you find yourself humming sweet melodies and craving shrimp and grits.
With its historic charm and coastal beauty, Charleston provides retirees with a picturesque backdrop. The city's cobblestone streets, antebellum architecture, and waterfront dining create a unique ambiance.
A rich cultural heritage and mild climate further enhance the retirement appeal.
9. Pensacola, Florida
Pensacola, a city boasting a rich history, stunning beaches, and a delightful climate, offers a truly captivating experience. It stands as a beloved destination, a sought-after haven for retirees seeking respite from chilly winters and welcoming a laid-back way of life.
In addition to its many attractions, Pensacola is also known for being incredibly affordable, making it an excellent choice for retirees who are mindful of their budget.
Pensacola, with its abundance of historical sites, pristine white sand beaches, and housing options that won't break the bank, emerges as an ideal destination for those seeking a retirement haven that encapsulates what Florida offers.
10. Denver, Colorado – Rocky Mountain High
Do you like your air thin and your hikes high? Denver's your kind of town. With the Rocky Mountains as your backyard, you'll be trading elevators for ski lifts in no time.
Breathe in the crisp mountain air, then head downtown for some craft beer and a cultural scene that's as vibrant as your retirement dreams.
For active retirees, Denver's proximity to the Rockies offers a playground for outdoor enthusiasts.
With a focus on wellness and healthy living, the city provides ample hiking, biking, and skiing opportunities. Cultural attractions, craft breweries, and a bustling downtown scene cater to diverse interests.
Some of the Best Cities to Retire In
So let’s wrap up our list of 10 Best Cities in the US where retirees can live an easy yet peaceful life.
Whether you're looking for a warm climate, a diverse population, or various activities, you will find the perfect place to retire in the United States.
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I’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, or simply say hi, leave me a message here, on Twitter (@thefrugalexpat1). Many of my posts have been written to help those in their journey to financial independence. I am on my journey, and as I learn more I hope to share more. And as always, thanks for reading The Frugal Expat.