New! Earn $900 Bonus on The Chase Ink Business Unlimited and Business Cash

The Ink Business Unlimited and Business Cash cards are some of the best business cards out there. The Ink Business Unlimited offers an uncapped 1.5% on all purchases with no annual fee. The Chase Ink Business Cash is like the Chase Freedom Flex with category bonuses. You may wonder why a card of this caliber has a fantastic welcome offer of $900. 

For a card with great benefits, 1.5% on every purchase or the Cash with category bonuses, and the ability to transfer points to a higher tier card like the Chase Ink Preferred, it is a great deal sitting there for those needing a sound workhorse business credit card.

The usual offer is 75,000 points for $6,000 in spending, much lower than the current 90,000 ($900) points. It is time to take advantage of the offer if you can. 

The Welcome Offer:

The Chase Ink Business Unlimited and Chase Ink Business Cash offer $900 or 90,000 points after you have spent $6,000 in the first three months. If you already have one of these cards, you can pick up the other card.

If you have a more premium card like the Chase Sapphire Preferred, the Chase Sapphire Reserve, or the Chase Ink Preferred, you can send those points over to them and use them for travel or other items through Chase Ultimate Rewards. 

If used for travel, Chase points are valued at around 2 cents per point. That 90,000 points can be valued up to $1800 if used to the value of 2 cents per point. There are possibilities with some transfer partners to get a higher value, but let's keep it safe with 2 cents. Even using the points with the Chase Ink Preferred or Chase Sapphire Preferred, you can get at least 1.25 cents through the travel portal. That is $1,125 for possible travel.

The Benefits of the Chase Ink Business Unlimited

The offer is excellent for people looking to gain an extra $900 or 90,000 points for travel or other items, but let's see how the benefits can make this card an attribute in your wallet.

• Unlimited 1.5% on all purchases
• No annual fee
• 0% APR for the first 12 months
• No fee for additional employee cards
• Purchase Protections: Up to 120 days of protection to protect against damage or theft. Up to $10,000 per claim and $50,000 in claims per year. 
• Lost Luggage insurance up to $3,000 per person per trip
• Extended Warranty protection of up to a year
• Primary Car Rental Insurance: Helps to keep your car safe from theft or damages if rented for business purposes in the U.S. 

The Ink Business Unlimited keeps things simple. With an uncapped 1.5% on all purchases, there is no need to keep track of bonus categories such as food or travel. You can keep everything simple and get rewarded for making business purchases. 

The Benefits of the Chase Ink Business Cash

For those looking for higher bonuses than the 1.5% back, the Chase Ink Business Cash allows you to earn more in specific categories. Here are some of the benefits of the card. 

• No annual Fee
• 5x points (5% cash back) on internet, phone service, cable, and office supply stores up to $25,000 per year. 
• 2x points ( 2% back) on gas stations and restaurants up to $25,000 yearly.
• 1% on everything else
• Primary Car Rental Insurance
• Lost Luggage insurance up to $3,000 per person per trip
• No fee for additional employee cards

If you can take advantage of these bonuses, then this card is worth it for your business. At least the $900 welcome bonus will make it a good offer. Once you hit those caps, you could switch cards to the Unlimited until the following year. So why not grab both cards?

So, Which Chase Ink Card is Best For You?

It is a tricky question to answer since each business is different in how they operate. Some may get a better deal working with a flat rate card like the Chase Ink Business Unlimited. Others may find getting the 5% and 2% back with the Chase Ink Business Cash practical. 

Look at your business spending and determine which would be the best. If both are good, then why not grab the offer? It is hard to pass up $900 if you can meet the minimum spend requirement. 

Some Special Considerations With Chase Business Cards

Chase follows the 5/24 rule, which means that if you have gotten five credit cards in the last 24 months, they will likely reject your application. Business cards do not apply to this, so be wary if a rejection comes. 

Another thing is that Chase can be stingy on applications. Just be prepared to provide business paperwork to help your case. 

Final Thoughts:

The Chase Ink Business Unlimited and Business Cash are great cards with massive bonuses. If you are running a business or even have a side business that requires capital, picking up one of these cards may be a wise choice. The bonus can help with business expenses or be combined with other Chase points for travel. These limited bonuses do not happen all the time. Act fast if you are thinking of applying.