10 Times Being Frugal Crosses the Line Into Being a Total Cheapskate

Chris Phelan

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Everyone likes saving a few dollars whenever possible, and living a thrifty lifestyle is one of the best ways to be financially healthy. But when does being frugal quickly turn into just being a cheapskate? Inquiring minds need to know, which is why people recently met in an online discussion to reveal the times being thrifty crossed the line into just being flat-out stingy.

1. The Potato Chip Contribution

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One man puts everything in perspective with a perfect analogy. “Frugal is picking up something instead of paying the delivery free,” he explains. “Cheap is going to a potluck and only bringing a bag of chips when everyone else made a dish.” I'm as frugal as they come, but if I go to a potluck, there's no way I'm just bringing chips. That's just rude.

2. Skipping Your Vehicle's Maintenance

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Nobody likes paying for oil changes, tire rotations, and other recommended maintenance for their vehicle. However, you have to do it, or else you'll be faced with an enormous repair bill at some point. Ignoring everyday wear and tear on your car isn't just stupid; it's cheap!

3. When You Don't Think Long-Term

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Something as simple as buying footwear can tell you a lot about the frugality of a person. “The most common thought example of this is you have two pairs of boots,” says one woman. “One pair is $100 and will last 20 years. One pair is $10 and will last one year. The frugal man buys the $100 pair. The cheap person buys the $10 pair.”

4. The Venmo Addict

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We all know someone like this, don't we: The person who will nickel and dime their friends for every penny they feel they're owed. It doesn't matter if it's a few dollars for a drink or a minuscule difference in restaurant food; this cheap person will send a Venmo request to you for the most trivial things!

5. Refusing to Turn On the Air Conditioning

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Air conditioning is one of the last remaining pleasures in life. It's the difference between sweating profusely and living a comfortable life. That said, I don't understand the cheap people who refuse to turn on the air conditioning during heat waves, even if it means they will be sweating with every move of their body.

6. The Worst Secret Santa Ever

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I sincerely hope I'm never in the same holiday gift exchange group as the woman who is described in the following sentence. “I know someone who bought used pajamas from a thrift store, gifted the top to one person, and gifted the bottoms to another person as her Secret Santa gifts,” recalls one woman. “She could afford gifts. She was just super cheap.” Wow, that's cheap, sad, and weird at the same time.

7. Asking For Leftovers

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A few people report seeing people ask other restaurant patrons for their leftovers to take home, all in the name of “being frugal.” On behalf of all diners everywhere, I'd like to call these people what they are: Certifiably insane.

8. The So-Called Friend

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Is a friend really a friend when they insist on you paying for a ride they intended to take anyway? “Cheap is when your friend asks you for gas money after giving you a ride home less than a mile away,” one man confesses. “I had a friend like this in high school. He would literally ask me for two dollars if he ever gave me a ride home after school. And my house was on the way to his, so it wasn't like he was going out of his way.”

9. The Returned Tree

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Brace yourselves: There are people in this world who buy artificial Christmas trees from Costco and then return them once the holiday season is over. Returning used Christmas trees goes against everything the holiday stands for! Jesus and Santa would be ashamed if they ever found out about this.

10. The Bad Tippers

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The easiest way to identify cheap people is to find out who the bad tippers are in your life. These people constantly come up with reasons to stiff the server or bartender while trying to hide the fact they are cheapskates to the highest degree!

10 Best Pieces of Media That Will Inspire You to Live a More Frugal Life

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Most media is all about excess. Characters drive flashy cars, live in expensive cities, wear the finest fashions, eat the best foods, and never run short of cash before payday. Sure, we know it's fiction. But a teeny-tiny part of our brains might tell us that we deserve to have all this great stuff, too. The reality is that most of us couldn't keep up a lifestyle like that without going into debt. Not a good look!

10 Best Pieces of Media Depicting a Frugal Lifestyle To Inspire You

Frugal or Cheapskate? 10 Ridiculously Cheap Behaviors People Laugh And Cry About

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Is there a difference between frugal and cheap? We all have that person in our lives who knows the best deals and sets a budget for themselves, and we also know the person who opts to save pennies because it saves money over the long run. It may save $5 every three years, but who's counting? An internet user recently asked what is “The most frugal/cheap behavior you've seen?” 

Frugal or Cheapskate? 10 Ridiculously Cheap Behaviors People Laugh And Cry About

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Despite being frequently repeated, some frugal tips are outdated and just plain wrong. Following these tips might harm your finances in the long run.

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Social media platforms have brought about many influencers to teach, talk about, and even try to influence people on their money decisions. Honestly, there are a bunch of grifters out there trying to make it for themselves. Then there are those trying to help people create wealth and do well financially. 

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Smartly investing in yourself is one of the most rewarding things you can do for a happy, balanced life. Whether it's simply making a purchase that improves your quality of life or making a move that will set you up for future success, everybody has options to invest in themselves the right way.

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Source: Reddit.

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