Steve Cummings

Delaying Gratification for the win.
“Patience is a virtue” my father would always say to me. If you think about it, patience truly is a ...

Merry Christmas from the Frugal Expat
Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, ...

How Credit Cards Can be a Big Tool
Someone recently posted a comment on my blog asking, “Do you think it is a need to have a credit ...

Why Do the Rich Keep Getting Richer?
Rich people think differently. They have a different mindset. A mindset for gaining assets instead of liabilities. They work hard ...

Yotta Savings vs Ally Bank: Who wins?
Let’s begin to talk about savings accounts. First of all, savings accounts are the place you want to save your ...

November 2020 Net Worth update
[et_pb_text content_tablet=”” content_phone=” November 2020 Net Worth update: $145,830 ” content_last_edited=”on|phone” _builder_version=”4.6.6″ hover_enabled=”0″ sticky_enabled=”0″] November 2020 Net Worth update: $145,830 ...

The First $100K is a B*tch
“The first $100K is a b*tch, but you got to do it”. Charlie Munger said this at a Berkshire Hathaway ...

Should You Own your Own Property?
Watching youtube videos in my spare time trying to learn something new, I sometimes come across some interesting guys. One ...

Living in Taiwan is Cheap; a Budget for Taiwan.
Living in Taiwan, has afforded my wife with great opportunities to save money. Living in Taipei can be quite more ...

The Sunshine Blogger Award
Today I am excited to announce that the Frugal Expat was nominated for the Sunshine Blogger Award! It is pretty ...