Steve Cummings

The Magic of the 4% Rule

When talking about financial goals I always mention the 4% rule. You may be wondering, what am I even talking ...

A Lazy Portfolio using the KISS Method

We are not all born with gifts to analyze the stock market. There is no magical power to become the ...

Expat Millionaire Teachers

Hey Teachers of the world, I am talking to you. It is time to think differently. Time to change your ...

May 2020 Financial Update

May 2020 Net Worth update: 68,935.87 It is that time of the month, when you sit down and figure out ...

Financial Independence Equals Freedom

People talk about retirement all the time. Will there be social security in retirement? Will you have enough money when ...

Welcome to the Frugal Expat

Hi! My name is Steve Cummings, and I am the Frugal Expat. I am going, to be honest I have ...

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