Steve Cummings

Summer is over: August 2020 Net Worth

[et_pb_text content_tablet=”” content_phone=” June 2020 Net Worth update: 72,120.72 ” content_last_edited=”on|phone” _builder_version=”4.6.1″] August 2020 Net Worth update: $94,903 August has ...

$100,000 a year with $0 income tax

Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, ...

The Importance of a Savings Rate

Before I started my journey into finance I was not budget savvy as so many people around me. People used ...

What is your Net Worth?

When I start a financial class one thing I want people to think about is how much they are worth. ...

Help! It is an Emergency

Oftentimes, shit happens. Excuse my language. I know mom and dad may be reading this or even my lovely wife, ...

A Crazy Summer: July Net Worth

Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, ...

The Simple Path to Wealth

I owe a lot of my financial thinking to one book. That book is “The Simple Path to Wealth” by ...

The Simplicity of Index Funds

If investing seems hard then you make it too hard. It can be simple, and the simplicity relies on the ...

Budgeting using the 50/30/20 Rule

Budgeting is quite difficult to some. Breaking down costs, needs, wants, and you need to save. Senator Elizabeth Warren helped ...

The Concept of Pay Yourself First

If you read a lot of investing books or blogs sometimes you may hear the concept of “Pay Yourself First.” ...

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