Steve Cummings
$100,000 a year with $0 income tax
Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, ...
The Importance of a Savings Rate
Before I started my journey into finance I was not budget savvy as so many people around me. People used ...
What is your Net Worth?
When I start a financial class one thing I want people to think about is how much they are worth. ...
Help! It is an Emergency
Oftentimes, shit happens. Excuse my language. I know mom and dad may be reading this or even my lovely wife, ...
A Crazy Summer: July Net Worth
Steve CummingsI’m Steve. I’m an English Teacher, traveler, and an avid outdoorsman. If you’d like to comment, ask a question, ...
The Simple Path to Wealth
I owe a lot of my financial thinking to one book. That book is “The Simple Path to Wealth” by ...
The Simplicity of Index Funds
If investing seems hard then you make it too hard. It can be simple, and the simplicity relies on the ...
Budgeting using the 50/30/20 Rule
Budgeting is quite difficult to some. Breaking down costs, needs, wants, and you need to save. Senator Elizabeth Warren helped ...
The Concept of Pay Yourself First
If you read a lot of investing books or blogs sometimes you may hear the concept of “Pay Yourself First.” ...
What’s the deal with VTSAX?
One of the biggest things personal finance bloggers and authors talk about it is VTSAX. What is the deal with ...